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Real Estate Brokerage in Finland

The Central Federation of Finnish Real Estate Agencies, KVKL, is the umbrella organization for the real estate brokerage business. KVKL aims to ensure safe housing transactions by promoting research, competence, transparency, ethical and legal regulation, and compliance. It seems KVKL is doing its job; my own experience with Finnish realtors (two sales, one purchase) is that they are are professional, efficient and ethical. Of course you should still be careful when engaging in such weighty financial transactions, but chances are your agent will work with you in a straight, honest manner.

No Lawyer or Conveyancer Required
Finnish real estate agents provide the usual services of property valuation and marketing, showing properties and receiving offers. However, unlike for example Australia or North America there is no need to engage a lawyer/attorney or licensed conveyancer to effect the transfer of legal title of property; conveyancing is performed by the real estate agents and the banks involved in the transaction.

The commission paid by the seller for agents' services ranges from quoted figures of about 4% to 7%, depending on how it is calculated. In real terms variations between agents probably don't amount to more than 1%, but 1% is significant when dealing with property transactions. The commission is sometimes negotiable; don't be afraid to ask for a better deal - even half a percent can make a big difference.

Realtors' Services include:

Ensure that information obtained by the realtor, such as encumbrance documents or the house manager's certificate, is up to date and accurate. The seller may be liable for incorrect information: Read more

It's a good idea for a seller to have valuations done by at least 2 agents, but Finnish agents are realistic and you shouldn't find much difference between valuations. Similarly, Finnish agents will not usually waste a buyer's time by asking them to view properties

The whole process from initial offer to moving in can take as little as a week to as much as 3 or 4 months, dependent on availability of funds, previous contractual obligations, whether the buyer already has a buyer for their old property, whether the seller has found a new place to live, etcetera.

Finnish Real Estate Agents

The following are all long-established agents working Finland-wide. Website information in languages other than Finnish is mostly only "In Brief" and "Contact", but expanded English versions are becoming more common.
All these agents will be able to offer assistance by phone or in person in English, Finnish and Swedish. Russian, Estonian and other languages may well also be available.

The following list includes estate agents in Helsinki, Espoo, Vantaa, Hämeenlinna, Joensuu, Jyväskylä, Kajaani, Kotka, Kuopio, Lahti, Lappeenranta, Mikkeli, Oulu, Pori, Rauma, Riihimäki, Rovaniemi, Savonlinna, Seinäjoki, Tampere, Turku, Vaasa

Newsec Kodisto: Managing over 8000 rental apartments throughout Finland. The Kodisto search engine is available in English and Finnish (choose language at bottom of page). Commercial property also available. Newsec has offices in Helsinki, Tampere, Oulu, Turku, Hämeenlinna, Kuopio and Jyväskylä.
Helsinki Office: Mannerheiminaukio 1 A, PL 52, 00101 Helsinki Finland Map
Tel: +358 207 420 400

Apartment Search Services

Finding an apartment in Finland can be confusing and time-consuming. Whether you're having problems with the language or you simply don't have the time, an apartment search service can eliminate the difficulties.

Furent: Tell Furent what you're looking for and they will locate a suitable apartment for you. Further, they will conduct negotiations on your behalf and complete the documentation; all you have to do is sign the rental agreement. Furent works with corporate and private customers and can find apartments anywhere in Finland. Additionally Furent offers complete furniture and appliance rental services, tailor-made to your needs and budget.

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