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Private Healthcare & Services in Finland

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Travellers / Visitors!
If you are not a citizen of an EU or EEA country and you need a Finnish doctor or medical care using travel insurance or payment, you should contact a private healthcare provider below.
Travellers from EU or EEA countries holding a European Health Insurance Card are entitled to use Finnish public healthcare.

About Private Health Care

Medical care and doctors in Helsinki, Espoo, Vantaa, Hämeenlinna, Joensuu, Jyväskylä, Kajaani, Kotka, Kuopio, Lahti, Lappeenranta, Mikkeli, Oulu, Pori, Rauma, Riihimäki, Rovaniemi, Savonlinna, Seinäjoki, Tampere, Turku, Vaasa

The private healthcare sector is growing in Finland, partially due to the convenience of easy booking and minimal waiting times in comparison to public healthcare. Private healthcare costs a little more but a significant portion of expenses are still reimbursed by Kela. The most widely used private healthcare services include dentistry, occupational healthcare, and physiotherapy.

Private medical expenses eligible for partial reimbursement include doctors' fees, dental care costs, examination and treatment charges, and more.
Reimbursement is not calculated on actual costs but on Kela's Schedule of Fixed Reimbursement Rates. See the Kela site for concise information:
www.kela.fi > Our Services > Sickness > Reimbursements of the costs of private medical treatment

Reimbursement by Kela
You usually receive on-the-spot reimbursement for doctors' fees, examination and treatment charges when you present your Kela card and pay the medical clinic; reimbursement is taken into account in the bill. In other cases you can claim reimbursement from Kela later.
Claims must be accompanied by an itemised statement of fees, documentary evidence for any tests or treatments required, and proof of payment. Reimbursement must be claimed within six months of original expenditure. Details:
www.kela.fi > Our Services > Sickness > Reimbursements of the costs of private medical treatment

Occupational Healthcare
Employers in Finland have a statutory obligation to provide occupational healthcare for all employees. Employers are entitled to partial reimbursement by Kela of their funding of occupational healthcare services. A self-employed person or person conducting a profession may also arrange occupational healthcare for him/herself. The following authorised providers offer a wide range of statutory and optional occupational healthcare services.

Private Healthcare Providers

Finland's main private medical and occupational healthcare providers include:

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