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Private Healthcare & Services in Finland

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Travellers / Visitors!
If you are not a citizen of an EU or EEA country and you need a Finnish doctor or medical care using travel insurance or payment, you should contact a private healthcare provider below.
Travellers from EU or EEA countries holding a European Health Insurance Card are entitled to use Finnish public healthcare.

About Private Health Care

Medical care and doctors in Helsinki, Espoo, Vantaa, Hämeenlinna, Joensuu, Jyväskylä, Kajaani, Kotka, Kuopio, Lahti, Lappeenranta, Mikkeli, Oulu, Pori, Rauma, Riihimäki, Rovaniemi, Savonlinna, Seinäjoki, Tampere, Turku, Vaasa

The private healthcare sector is growing in Finland, partially due to the convenience of easy booking and minimal waiting times in comparison to public healthcare. Private healthcare costs a little more but a significant portion of expenses are still reimbursed by Kela. The most widely used private healthcare services include dentistry, occupational healthcare, and physiotherapy.

Private medical expenses eligible for partial reimbursement include doctors' fees, dental care costs, examination and treatment charges, and more.
Reimbursement is not calculated on actual costs but on Kela's Schedule of Fixed Reimbursement Rates. See the Kela site for concise information:
www.kela.fi > Our Services > Sickness > Reimbursements of the costs of private medical treatment

Reimbursement by Kela
You usually receive on-the-spot reimbursement for doctors' fees, examination and treatment charges when you present your Kela card and pay the medical clinic; reimbursement is taken into account in the bill. In other cases you can claim reimbursement from Kela later.
Claims must be accompanied by an itemised statement of fees, documentary evidence for any tests or treatments required, and proof of payment. Reimbursement must be claimed within six months of original expenditure. Details:
www.kela.fi > Our Services > Sickness > Reimbursements of the costs of private medical treatment

Occupational Healthcare
Employers in Finland have a statutory obligation to provide occupational healthcare for all employees. Employers are entitled to partial reimbursement by Kela of their funding of occupational healthcare services. A self-employed person or person conducting a profession may also arrange occupational healthcare for him/herself. The following authorised providers offer a wide range of statutory and optional occupational healthcare services.

Private Healthcare Providers

Finland's main private medical and occupational healthcare providers include:

  • Aava Fi, En, Sw: Finland-wide: Medical centres and specialty clinics offering a full range of medical services and occupational healthcare. Appointments with general practitioners and specialists can be made online or by phone, and telephone consultations (click Remote Appointment) are available. Specialists are available in virtually all fields - see list.
    Phone: 010 380 3838

    Aava's specialists:
    Acupuncture, Allergology, Anaesthesiology, Cardiology, Children and Adolescents, Chiropractic, Clinical Neurophysiology, Clinical Physiology, Couples and Family therapy, Dermatology, Diabetes, Endocrinology, ENMG (electroneuromyography) examination, Foot Care, Gastroenterology, Geriatrics, Gynaecology and Obstetrics, Gynaecological Endocrinology, Gynaecological Oncology, Hand Surgery, Infectious Diseases, Massage, Midwife, Naprapathy, Neurology, Neuropsychology, Neuroradiology, Neurosurgery, Nutrition, Occupational therapy, Ophthalmology, Orthopedy, Osteopathy, Otorhinolaryngology, Paediatrics, Perinatology, Physical and Rehabilitation Medicine, Physiotherapy, Physiotherapy, Plastic Surgery, Psychiatry, Psychology, Psychotherapy, Radiology, Rheumatology, Respiratory Medicine, Sexual Counselling and Therapy, Sexually Transmitted Diseases, Sports and Exercise Counselling and Medicine, Surgery, Traumatology, Travel Medicine, Urology, Urotherapy Close list

  • Eira Medical Centre Fi, En, Sw: Helsinki: Private hospital and medical centre Phone: 09 1620 570
  • Pihlajalinna Fi: Tampere: Private health centres in Hervanta: 03 455 1183 and Kehräsaari: 03 455 1125
  • Terveystalo Fi, En, Sw: Finland-wide: Primary, secondary, and occupational healthcare in 150+ clinics in over 60 cities Phone: 030 6000* *Charges apply
  • Mehiläinen Clinics Finland-wide
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