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Expat Finland Terms of Use and Disclaimer

1. Use of Expat Finland Web Site

All use of the web site www.expat-finland.com ("the Site") is on the terms and conditions below.

If you do not agree to these conditions cease use of the Site immediately.

Goods or services advertised or offered for purchase on the Site (sponsored links and banners) are provided by partners and comprise a contract between the user and the partner, not Expat Finland. Although Expat Finland tries to ensure reputable suppliers are used on the Site it accepts no liability arising from supplies by such partners. All such business is on the terms and conditions of the partner and the user which may be accessed from the Site.

The user is responsible for reviewing and accepting the terms and conditions of each partner before trading. Because the contract is made between the user and partner, any questions or complaints should be made to the partner direct.

2. Accuracy of Information

Expat Finland tries to ensure all information on the Site is accurate. If you find any inaccurate information on the Site let me know and I will correct it, where we agree, as soon as practicable. You should independently verify any information before relying upon it. Expat Finland makes no representations that information is accurate and up to date or complete and accepts no liability for any loss or damage caused by inaccurate information. This Site contains a large amount of information and there will inevitably be errors in it.

Much of the content is obtained from third parties. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties are those of the authors and not of Expat Finland. Expat Finland does not necessarily endorse nor am I responsible for the accuracy or reliability of any opinion, advice or statement made on the Site.

3. Liability

You agree to defend, indemnify and hold Expat Finland harmless from and against any and all claims, liabilities, damages, losses and/or expenses, including, but not limited to, attorneys' fees and costs, (all together the "Claims") arising out of and/or in any way connected with your access to and/or use of the Site and/or Materials to the extent requested by Expat Finland at its sole discretion.

4. Intellectual Property Rights and Limited License

All intellectual property rights to the design, files, text, materials graphics, images, pictures, photos, sound files and/or other information shall belong to Expat Finland and/or its licensors/providers (all together the "Materials").

Expat Finland grants you a limited, non-sublicensable right to access this Site, use the service(s) included in this Site and print the Materials for your personal, non-commercial, and informational use only. Expat Finland reserves the right, without notice and in Expat Finland's sole discretion, to terminate your license to use the Site, and to block and/or prevent your future access to and use of the Site. However, your herein mentioned license grant does NOT include the right for you to: (i) publish, publicly perform and/or display, and/or distribute to any third party any Materials, including, but not limited to, reproduction on any computer network and/or broadcast or publications media; (ii) market, sell and/or make commercial use of the Site and/or any Materials; (iii) systematically collect and use of any data and/or content including the use of any data spiders, robots, and/or similar data gathering, mining or extraction methods; (iv) make derivative uses of the Site and/or the Materials; and/or (v) use, frame and/or utilize framing techniques to enclose any portion of this Site (including, but not limited to, the images found at this Site and/or any text or the layout/design of any page and/or form contained on a page).

Except for the limited license granted to you, you are not conveyed any other right and/or license by implication, estoppel, and/or otherwise in or under any patent, trademark, copyright, and/or proprietary right of Expat Finland and/or any third party. Any unauthorised use of this Site will terminate the permission and/or license granted by these Terms of Use and may violate applicable law including, but not limited to, copyright and trademark laws, regulations and conventions.

Any rights that are not expressly granted are reserved.

5. Miscellaneous

Expat Finland's failure to exercise or enforce any right or provision of these Terms of Use will not constitute a waiver of such right or provision in that or any other instance. If, for any reason, any provision of these Terms of Use or portion thereof is rendered invalid and/or unenforceable, the remainder of these Terms of Use will remain in full force and effect and will be enforced to the maximum extent permissible so as to affect the intent of the parties.

You agree that all claims and disputes between Expat Finland and you that arise out of or relate in any way to these Terms of Use and/or your use of this Site will be governed by the laws of Finland, without regard to the principles governing conflicts of any jurisdiction. You agree that you will bring any claims and/or disputes that you submit to the exclusive jurisdiction of the district court of Helsinki, Finland ("Helsingin käräjäoikeus" in Finnish) in the first instance. If you are, however, a user who is a consumer in Finland you may submit the claims and/or disputes to the general court of first instance holding jurisdiction in the district where you are domiciled, provided that you are domiciled in Finland. If you are a user who is a consumer in Finland you shall also be entitled to seek a recommended resolution to the dispute from the Finnish Consumer Complaint Board ("Kuluttajavalituslautakunta" in Finnish).