Site Map
Contents of each page.
ALL text is clickable.
If you can't find something, try the search box.
- Moving to Finland
- QUICK GUIDE
- Step by Step to Finland
- Relocation Services
- What do Relocation Services do?
- Finnish Relocation Services
- International Movers
- International Moving Companies
- Moving Checklist PDF
- Storage & Warehousing
- Self-storage & warehousing facilities
- Studying in Finland
- Study In Finland
- Study Programmes
- Admission to Higher Education Institutions
- Erasmus & Other Exchange Programs
- Finnish Education System, & Joining
- Student Financial Aid
- Financial Adi for Foreign Students
- Student Housing
- Work & Residence Permits
- Finnish Residence Permits
- Working In Finland
- EU Citizens & Equivalent Persons
- EU Citizens: Self-Employed
- Non-EU Citizens: General Information
- Non-EU Citizens: Employed
- Non-EU Citizens: Self-Employed
- Family Member of a Finnish Citizen
- Permits For Students
- Administration Inside Finland
- Citizenship
- Multiple / Dual Nationality
- Citizenship of Finland
- Application for Finnish Citizenship
- Population Register
- Population Information System
- Immigrants from Nordic Countries
- Address & Postal Services
- Change Of Address
- Notification of Move
- OmaPosti Online Mail
- Automatic Contact Updates
- Mail Forwarding, Other Services
- Post Office Locations
- Importing & Customs Duties
- Importation of Personal Belongings
- Importation of Motor Vehicles
- Importation of Pets
- International Pet Shipping
- Moving Away from Finland
- Change of Address Notifications
- Kela
- Tax / Verohallinto
- Retirement & 'Old-age' Pension
- Trade Union
- YTJ / BIS - Terminating a Business
- Bank Account
- Collect Your Deposits
- International Removals
- Moving Checklist PDF
- Housing
- Housing, Conditions & Utilities
- Heating, and District Heating
- Housing Companies & Shares
- Utilities & Setting Up Your Home
- Furniture Rental
- Conditions of Residence
- Real Estate Terminology
- Finding Housing in Finland
- Guide to Using Finnish Search Engines
- Finnish Housing Search Engines
- Furnished Apartments
- About Finnish Furnished Apartments
- Agencies
- Furniture Rentals & Services
- Corporate Accommodation
- Business Apartments: Agencies
- Project Accommodation
- About Project Accommodation
- Project Accommodation Request
- Real Estate Agents
- Real Estate Brokerage in Finland
- Estate Agents' Services
- Finnish Realtors Directory
- Selling Property
- General Information for Sellers
- Selling an Apartment
- Selling a House
- Renting an Apartment or House
- General Information
- Lease / Tenancy Agreements
- Security Deposit
- Rent Increases
- Disputes & Law
- Buying Property in Finland
- Types of Housing Purchases
- Purchase by Foreigners or Non-residents
- Transfer Tax
- Terminology of Apartment Purchases
- Investment Property in Finland
- Introduction & Overview
- Helsinki vs. The Rest of Finland
- Residential Property, Helsinki
- Residential Property Market Reports
- Residential Property Prices
- Investment Advice & Property Management
- Advice for Landlords
- Tax on Real Property and Rental Income
- Commercial property
- Home Loans / Mortgages
- General Information
- Repayment Capacity & Credit Check
- Collateral, Guarantees & Pledges
- Tax Advantages
- First-time Homebuyers' Tax Exemption
- Tax Deduction for Housing Loan Interest
- Capital Gains on Property - Tax Exemption
- Tax Deduction for Renovations & Repairs
- Financial Assistance
- Council Housing / State-subsidised Housing
- Kela Housing Allowances & Supplements
- Student Housing
- Student Apartments
- Types of Student Housing
- Student Housing: Finding & Applying
- Furniture Rental
- Emergency Accommodation
- Homelessness & Crisis Accommodation
- Violent Situations
- Living in Finland
- City by City - Regional Sites
- Your Local Municipal Website
- Language Courses
- Finnish Language Schools and Courses
- Medical Finnish Language Courses
- Language Training Apps
- Free Finnish Lessons on the Web
- Corporate Finnish Training
- Studying at Finnish Universities
- Summer Universities
- Finnish - English Dictionaries
- Language Clubs and Camps
- Summer Language Camps
- Sports & Nature Camps
- Winter Events
- Multilingual Language Clubs
- Culture & Cross-culture
- Finns and Finnish Culture
- Personal Perspectives
- thisisFINLAND: Finnish Culture
- Finterest: Cultural Events & Activities
- InfoFinland - Information Bank
- Museums in Finland
- Public Libraries in Finland
- Piano Lessons in Finland
- Books from Finland
- Caisa: International Culture Centre
- Joulupukki: A Very Scary Christmas!
- Finnish News & Magazines
- Finnish News in English plus
- News from Around the World
- Magazines & Blogs
- Taxation
- Finnish Tax Administration
- Income Tax in Brief
- Tax for U.S. Citizens
- VAT Rates
- Tax Card Applications & Revisions
- Tax Administration - Telephone Service
- Social Security
- Permanent Residence - What is it?
- Application for Social Security Coverage
- Residence-based Social Security
- Employment-based Social Security
- Financial Aid For Students
- Guides & Links to Further Information
- Public Healthcare
- Patient Fees
- Kela Card
- European Health Insurance Card
- Cross-Border Healthcare
- Getting Medical Treatment
- Municipal Health Centres
- Hospitals
- Organ Donor or Non-Donor?
- Blood Donors
- Pregnancy & Maternity
- Dentists
- Pharmacies
- Mental Health
- Private Healthcare
- Medical Care for Travellers
- About Private Health Care
- Private Healthcare Providers
- Education
- The Finnish Education System
- Vocational Education & Training
- Joining the Finnish Education System
- Religion in School
- Preschools & Kindergartens
- International Preschools & Kindergartens
- International Schools
- Foreign Language Schools
- Driving in Finland
- General / Road Rules & Regulations
- Using a Foreign Driving Licence
- Exchanging a Foreign Licence for Finnish
- Obtaining a Finnish Driving Licence
- Driving Schools & Instructors
- International Driving Permit / Licence
- Sale or Purchase of Used Car
- Vehicle Information and Data
- Vehicle Registration & Taxation
- Tyres: Types for Finnish Seasons
- Katsastus / Vehicle Inspection
- Driving Tips & FAQ's
- Quick Guide to Driving in Finland
- Religion
- General
- Religion in School
- Anglican
- Catholic
- Evangelical
- Islamic
- Jewish
- Lutheran
- Orthodox
- The Finnish Language
- When Finns Speak - Humorous article
- Finnish Jokes
- Finnish & Swedish Jokes, Funny Finnglish
- Fingerpori in English!
- Famous Finnish Comic Strip
- Employment
- Finding & Securing Work
- Finnish Job Application & CV
- Europass CV
- Finnish Job Interview
- Where to look for work in Finland
- Private Employment Services
- Services with sites in English
- Services with sites in Finnish
- EURES Employment Service
- EURES - European Job Mobility Portal
- Understanding EURES Search Results
- Job Market Finland
- For Job Seekers, Entrepreneurs & Employers
- Search Job Vacancies
- If You Have Become Unemployed
- Contact Information for TE Offices
- Foreign Qualifications
- Right to Practise a Profession
- Recognition of Foreign Qualifications
- Academic and Vocational Qualifications
- Regulated Professions & Authorities
- Nursing in Finland
- Trade Specific Permits
- Wages & Conditions
- Wages
- Working Hours
- Rest Periods
- Safety & Health at the Workplace
- Holidays
- Accident Insurance
- Employment Contract
- The Written Contract
- Duration of Contract
- Termination of Contract
- Employment Law & Disputes
- Finnish Employment Law
- Non-union Dispute Resolution
- Trade Unions
- Unions in Finland (+ Unemployment Funds)
- Dispute Resolution
- Which Trade Union to Join?
- Trade Union Confederations
- Rights & Responsibilities of Employees
- Entrepreneurship
- Establishing a Business
- Introduction to Starting a Business
- Starting a Business: Professional Services
- Advice for Entrepreneurs
- Registering a Business: Trade Register
- Business Information System (YTJ / BIS)
- Online Forms, Notices & Applications
- Opening a Corporate Bank Account
- Business Premises
- Office Space and Commercial Property
- Virtual Offices and Registered Addresses
- Workspaces and Meeting Facilities
- Accounting & Auditing Firms
- Finnish Accounting Firms - Multilingual
- Finnish & International Auditing Firms
- Electronic Financial Management
- Systems and Services in Finland
- Accountancy & Notifications
- In Brief
- Self-assessed Taxes
- Annual Notifications
- Business Taxation
- In Brief
- Taxation of Various Forms of Business
- Finnish Tax Administration
- Employer Information
- Introduction
- Finnish Employers' Responsibilities
- Occupational Health Care
- Obligations of a Foreign Employer
- Posted Workers & Representative
- Employer's Obligations: Assistance
- Employers & Entrepreneurs: Pensions
- Statutory Accident Insurance
- Pay Subsidy for Employers
- Development & Finance
- Financing a New Business
- Business Development Advice
- ELY Financing & Development
- Finnvera: Financial Services
- Employment Subsidy for Employers
- Lawyers & Legal Representation
- Legal Representation in Finland
- When Do You Need a Lawyer?
- Civil Proceedings
- Finding a Lawyer
- Specialist Lawyers
- Legal Aid
- Finance
- Banks in Finland
- Finnish Banks
- Main Bank Contacts
- Money Transfers & Forex
- Bank Accounts & Charges
- Opening a Bank Account
- Bank Charges
- Interest Rates
- Online Banking
- Introduction
- Starting Online Banking
- Security
- Bank Loans & Credit Cards
- Bank Loans
- Credit Cards
- Interest Rates
- Debt Management
- Disputes with Banks
- Dispute Resolution, Financial Ombudsman
- Insurance - Life & General
- General (non-life) Insurance
- Life Insurance
- Insurance Consumer Protection
- Connections
- Forums
- Finland Forum
- IESAF
- Groups & Clubs
- International English Speakers Association
- International Wine & Food Society
- Caisa: International Cultural Centre
- InterNations - Helsinki
- Friendship Associations
- International Friendship Societies
- Embassies & Consulates
- List of Embassies & Consulates
- Events & Sports
- Events & Happenings
- Social Events
- Events by Activity
- Events by Location
- Finland-wide Events Calendars
- Expat Sports
- Sports Facilities
- Sports for Kids in Helsinki
- Sports Camps
- Rugby
- Australian Rules Football
- Gaelic Football / Hurling
- American Football
- Cricket
- Baseball & Softball
- Karate
- Thai Boxing
- Cycle Touring in Finland
- Bicycle Repairs
- Fishing in Finland
- Rowing
- Finnish Sports
- Ice Hockey
- Salibandy
- Cross-country & Downhill Skiing
- Rally Driving & Spectating
- Folk Racing (Jokamiehenluokka, Jokkis)
- Tour Skating - Tour de Skate
- Ice Swimming
- Porvoon Akilles Sports Club
- Telecoms & Media
- Telephone Services
- Mobile / Cell Phones and Accounts
- Prepaid Mobile & Data
- Networks / Operators
- Cheap / Free International Calling
- International Calls: Choosing Operators
- International Country Calling Codes
- Internet Service Providers
- Internet Connection Prices
- Home & Mobile Broadband
- Television
- Digital TV & Equipment
- Channels
- TV Programmes
- Public Broadcasting Tax
- Pay TV / Cable TV
- General Information
- Pay TV & Smart Cards
- Terrestrial and Cable Signals
- Subscribing to Pay TV Channels
- Net TV / IPTV
- Finnish IPTV
- Subscriber Internet TV
- Free Finnish Internet TV
- YouTube TV
- World News Channels
- Satellite TV
- Sky Television
- Finnish Satellite TV Operators
- Radio Stations
- National Radio Stations
- Private Stations List & Search
- Online Radio - Streaming
- Foreign Language Radio
- Travel & Transport
- Finnish Travel Guides
- VisitFinland.com
- Outdoors & Pational Parks
- Berry & Mushroom Picking
- Finnish Activities & Adventures
- Famous in Finland
- Finland & Regional Information
- Year-round adventures
- Sauna and Spa
- Winter Activities
- Winter Adventures
- Rally Driving
- Skiing
- Finnish Travel Agencies
- Top Tips
- Online Travel Agencies
- Full-Service Travel Agencies
- Accommodation
- General information
- Holiday Homes & Serviced Apartments
- Cottages & Cabins
- Bed and Breakfasts
- Hotels
- Hostels
- Camping & Camp sites
- Cruises & Ferries
- Tallinn, Åland, Stockholm & Beyond!
- Cruise Lines & Routes
- Archipelago & Local Ferries
- Flights & Airports
- Comparing Flights & Prices
- Domestic Airlines in Finland
- International Flights
- Airports & Airport Services
- Intercity Buses & Trains
- Buses & Coaches
- Long Distance Trains
- Long-distance Journey Planner
- Domestic Freight & Courier Service
- Local Public Transport
- Helsinki Region Transport & Tickets
- HSL App, Card & Card Readers
- Helsinki Airport - Public Transport
- City by City - Public Transport
- City by City - Route Planners
- City Bikes Finland-wide
- Local Ferries Finland-wide
- Suomenlinna Ferry
- Uber in Finland
- Car & Vehicle Hire / Rental
- Car Hire Companies & Brokers
- Rental - Other Vehicles
- Car Sharing - City Car Club
- Shopping
- Who Sells What?
- Finnish Retail Directory
- Shops: Opening hours
- Online Shopping
- ALV / VAT and Customs Duty
- Positive Online Shopping
- How to Register at Finnish Sites
- Shopping Directory: Online Retailers
- Groceries
- Supermarkets
- Saving Money on Groceries
- Market Halls / Kauppahallit
- Butchers, Fishmongers & Greengrocers
- Online Grocery Shopping
- Customer Reward Systems
- Loyalty Cards
- Joining a Customer Reward System
- Sales, Specials & Deals
- Finding the Sale Prices
- Conclusion
- ALV: Sales Tax FAQs
- ALV Tax Rates
- ALV: Included in price?
- ALV, Customs and Online shopping
- Media
- Media Information
- Promotions and Advertising at EF
- About Expat Finland
- EF Mission, Traffic, Rankings +
- Contact
- Contact Expat Finland
- Contact Information
- Finnish Desktops / Photos
